401 & 402, F Wing, Lotus Corporate Park, Off Western Express Highway, Goregaon East, Mumbai - 400063. Goregaon East
Mumbai, Maharashtra
400063 India
Credit Sudhaar Finance
PLUS Loans
PLUS Loans

Borrow Responsibly

Call us on 022 6263 2626

WELCOME TO CREDIT SUDHAAR FINANCE

Loans For People With Low Credit Score

Your journey from rejection to approval of loans begins here !

Credit Sudhaar Finance is an NBFC (Non-Banking Financial Company), which offers loans to people, who have low credit scores and are struggling to break a cycle of poor credit.

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CSF Plus Loans

Q- Why do loan applications get declined?


Loan application can get declined for various reasons. The credit score or credit status is one of those. But borrower's credit score also happens to be the most important and dominant reason impacting the outcome of a loan application. The other reasons for decline could be failed verification, incomplete documentation apart from the credit policy of the bank.

Q- Will Credit Sudhaar Finance take my past defaults into account while underwriting as any other lender will?


While Credit Sudhaar Finance will review the past defaults, it would not be to reject the loan application but to weed out the intentional defaulters and lend to those who have not been able to pay for some exigency.

Q- What is loan for low credit score?


The low credit score generally leads to rejection of loan application. Credit Sudhaar Finance has introduced an innovative product that aims to extend loans to those who have low credit score. Irrespective of the reason for low credit score, including delinquent accounts, Credit Sudhaar Finance will evaluate the application and will lend if the borrower meets the laid down criteria.

Q- Can I get a personal loan with bad credit score?


Yes, getting a loan in individual capacity is definitely possible despite having a bad credit score. Credit Sudhaar Finance has introduced "Plus Loans" product for individuals who have stressed credit history owing to mistakes made in past.

Q- What is a loan defaulter list?


There is no particular loan defaulter list. The underwriting is based on the data available on applicant's current and past accounts available on the credit bureau report.