401 & 402, F Wing, Lotus Corporate Park, Off Western Express Highway, Goregaon East, Mumbai - 400063. Goregaon East
Mumbai, Maharashtra
400063 India
Credit Sudhaar Finance
PLUS Loans
PLUS Loans

Borrow Responsibly

Call us on 022 6263 2626


Loans For People With Low Credit Score

Your journey from rejection to approval of loans begins here !

Credit Sudhaar Finance is an NBFC (Non-Banking Financial Company), which offers loans to people, who have low credit scores and are struggling to break a cycle of poor credit.


Free Credit Score in India

Credit Sudhaar Review

Make Sure a Small Business Loan Doesn't Wreck Your Credit

  Sat, Aug 19, 2017     written by : CSF-Team
Key to a Good Life

If you are a small-business owner you will need a bank loan at one time in your business, and if you want to apply for one involves a lots of hassles other than doing the paperwork and pray everything will be in process. Before you apply for a loan you will need to consider all your personal and business financial state, how do you plan to repay the loan, and the amount you actually need.

Learn more

Many People near us actually have the Worst Credit Score

  Thu, Aug 17, 2017     written by : CSF-Team
Key to a Good Life

India is an emerging country in terms of finance and economy, but 70% people still have no clue on what a cibil rating is and how to manage the same. As they live in rural areas and there is no on to educate them on the same, but what they do not realize is their ratings going down and find difficulties when applied for a loan.

Learn more

Three ways in which your credit report could be wrong about you

  Fri, Aug 11, 2017     written by : CSF-Team
Key to a Good Life

Credit usage is universal in the world that we live in today. However, to access credit in a timely manner at competitive rates of interest, you need to have a satisfactory CIBIL score (750 and above out of 900) and a CIBIL report that is free of errors. However sometimes due to the lack of knowledge or negligence to check one's report for errors, your credit report may not be representing the credit behaviour in the manner it should. Here are three ways in which your credit report could be wrong about you, without you even knowing about it.

Learn more

Is Good Credit the Key to a Good Life? Know the Answer

  Wed, Aug 09, 2017     written by : CSF-Team
Key to a Good Life

Credit scores are important but can they impact the quality of your life? Does a good score guarantee a good life? Well the answer would this depend on what one considers a good life. If we focus on the material and financial aspect, then yes a good score helps one in making one’s life better, allows access to funds which can make one live a more comfortable life or fulfill their aspirations. So in some ways a good score could pave a path to a more fulfilling and better lifestyle.

Learn more
CSF Plus Loans

Q- Why do loan applications get declined?

Loan application can get declined for various reasons. The credit score or credit status is one of those. But borrower's credit score also happens to be the most important and dominant reason impacting the outcome of a loan application. The other reasons for decline could be failed verification, incomplete documentation apart from the credit policy of the bank.

Q- Will Credit Sudhaar Finance take my past defaults into account while underwriting as any other lender will?

While Credit Sudhaar Finance will review the past defaults, it would not be to reject the loan application but to weed out the intentional defaulters and lend to those who have not been able to pay for some exigency.

Q- What is loan for low credit score?

The low credit score generally leads to rejection of loan application. Credit Sudhaar Finance has introduced an innovative product that aims to extend loans to those who have low credit score. Irrespective of the reason for low credit score, including delinquent accounts, Credit Sudhaar Finance will evaluate the application and will lend if the borrower meets the laid down criteria.

Q- Can I get a personal loan with bad credit score?

Yes, getting a loan in individual capacity is definitely possible despite having a bad credit score. Credit Sudhaar Finance has introduced "Plus Loans" product for individuals who have stressed credit history owing to mistakes made in past.

Q- What is a loan defaulter list?

There is no particular loan defaulter list. The underwriting is based on the data available on applicant's current and past accounts available on the credit bureau report.