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Loans For People With Low Credit Score
Your journey from rejection to approval of loans begins here !
Credit Sudhaar Finance is an NBFC (Non-Banking Financial Company), which offers loans to people, who have low credit scores and are struggling to break a cycle of poor credit.
Mr. Asthana has not been able to pay his car loan EMIs for the last two months as he lost his job a couple of months back. Now he is worried that he may have to lose his car or worse still suffer humiliation at the hands of recovery agents.Learn more
With everything going good, Priyesh finally got his dream car. A car, he had been dreaming forever since he had started earning. It had been eight years, and his dream finally was going to come true! It feels immensely great when any such dream that was seen long ago gets fulfilled. Not only him but everyone in the family too was happy seeing him achieve a milestone.Learn more
When thinking about a credit to be taken, the flip side is repayment. And not to think negative but, what if one won’t be able to repay the debt? It is said, get into something when you know all: good and bad about it. So, just in case if you have to go through bad, you are well prepared. Usually, the banks or the NBFCs (Non-Banking Financial Institutions) will approve only those applications where the risk factors are less.Learn more
Debt. A four letter word that can be a huge thing to deal with when it comes to not being able to repay it! With the ease of loans and credit availability, it has become easier for all to access some money when they actually don’t have it! However, with great power comes great responsibility.Learn more
Your loan application got rejected and that was the time when you realized that your credit scores are not up to the mark. And you have been struggling to get the scores to a decent level so that you could have access to the credit facilities. Following is the action item list that you would need to follow to be able to get desired results.Learn more
Yes, getting a loan in individual capacity is definitely possible despite having a bad credit score. Credit Sudhaar Finance has introduced "Plus Loans" product for individuals who have stressed credit history owing to mistakes made in past.
Loan application can get declined for various reasons. The credit score or credit status is one of those. But borrower's credit score also happens to be the most important and dominant reason impacting the outcome of a loan application. The other reasons for decline could be failed verification, incomplete documentation apart from the credit policy of the bank.
The low credit score generally leads to rejection of loan application. Credit Sudhaar Finance has introduced an innovative product that aims to extend loans to those who have low credit score. Irrespective of the reason for low credit score, including delinquent accounts, Credit Sudhaar Finance will evaluate the application and will lend if the borrower meets the laid down criteria.
There are plenty of options on the market for people with limited credit history. Shop around to find the card with the lowest APR and fees you can qualify for. If you are having trouble being approved for cards, consider a secured credit card that requires a security deposit or ask a parent to add you as an authorized user on his or her card.
You can withdraw your credit report from any of the credit bureaus as many times as possible. This will not have any bearing on your credit score. However, the enquiries made by lenders can impact the credit score.
There is no particular loan defaulter list. The underwriting is based on the data available on applicant's current and past accounts available on the credit bureau report.